INVEST EFFICIENTLY

Yodelar Invesments is authorised and regulated by the FCA offering UK based retail clients (personal & corporate) a whole of market independent financial advice service. We offer a full advice service and will advise clients after discussing your needs, attitude to risk and objectives.

We have a transparent and set fee structure. There are 2 main costs in using our services. (1) Our initial fee covers the initial research and recommendation stage, during which your assigned adviser will discuss your needs and preferences and build a full financial planning and recommendation report to include the recommended portfolio of funds etc. We charge 2% of the investment value, but we cap the cost at £5,000. This also covers the transfer of investments from existing providers to our recommended provider.

(2) Our next cost is our ongoing advice fee. This covers 2 reviews and rebalances per annum, quarterly updates on your portfolio, as well as ongoing service and administration. Our ongoing fee is 0.75% per annum.

Please note: should you complete the initial review and recommendation stage, and not wish to proceed as a client we will charge you £750. Should you proceed as a client we will waive this fee, and the above fees will be exercised.

As a regulated advice firm Yodelar Investments are not permitted to hold client monies. This is the same for all advice firms under UK regulation. We will advise you to place your funds within the relevant wrappers (pension/Sipp/ ISA/ Investment account) within a custodian platform. We will be the servicing agent of your accounts, and you will be the owner of your accounts. We can make changes to the fund selection etc, and carry out administration on your behalf. Once funds are live on the recommended platform, we will then allocate them to the recommended investment funds. These fund managers are then responsible for the performance of your investment. Normal investment risks apply.

Yes, you will be assigned one of our internal advisers who will be your main point of contact. all our advisers are Diploma qualified and regulated by the FCA. Our advisers are employed and not remunerated or bonused by the value of investments you bring to Yodelar Investments or the value of fees you generate. Our advisers are assessed on the quality of their advice. Aside from your allocated adviser, you will also be assigned a client services manager who will also help assist you in your customer journey.

Once you are invested as a client of Yodelar Investments, you will have two diarised reviews per annum. During both reviews, we will assess your attitude to risk, rebalance your portfolio to meet the required asset allocation model, discuss any change of circumstances, recap on your objectives, and advise accordingly. We will also write to you quarterly and inform you how the funds you are invested in rank within their relevant sectors. The ongoing fee covers the cost of your ongoing service.

The majority of clients do move their entire portfolio to our advice team. However, clients can move a proportion of their portfolio to us and keep a proportion with their existing provider/advice firm.

Yodelar Investments have a minimum requirement/threshold of £150,000 or per client.

There are no exit penalties should you wish to terminate our services. 

We are very focused on understanding which fund managers out of 3,000 plus retail investment funds perform well within their sectors. Our investment committee uses our research as a first filter to identify which fund managers are competent within their particular sector. We use this information and more to build, maintain and monitor our client portfolios and we report to clients regularly showing them factually how each of the funds they are invested in ranks within their particular sectors.