- This edition includes performance, sector rankings, and Yodelar ratings for more than three thousand Investment Association classified funds.
- The best funds report identifies the funds that have consistently outperformed their sector peers over 1, 3 and 5 year periods.
- The sector analysis report ranks all fifty five Investment Association sectors by performance over the past 1 month, 3 months, 6 months, 1 year, 3 years and 5 year periods.
- The fund manager league table, based on over four thousand funds, ranks more than one hundred fund houses by the proportion of consistently top performing funds.
This edition of the Yodelar Investor magazine provides data led insight and practical analysis designed to help UK investors. It explores how behavioural habits can influence long term outcomes and reviews whether ESG funds have delivered on expectations, offering practical analysis that helps readers better understand the forces shaping investment performance.
Each feature draws on independent fund data and sector relative comparisons, highlighting where outperformance is occurring and where structural factors may be limiting efficiency. For investors looking to deepen their understanding of fund performance, assess industry trends or gain clarity on the factors that drive stronger results, this edition offers valuable information to support more informed thinking.
What is Featured in the Latest Magazine?
1. The Hidden Cost of Portfolio Complacency
Many investors unintentionally reduce their long term growth by holding on to familiar funds long after their performance has deteriorated. Drawing on the analysis of more than four hundred investor portfolios reviewed this year, this article highlights how long held funds can drift below sector averages and remain unchallenged for years.
In this article:
This article reviews how long held familiarity with certain funds can result in investors overlooking how those funds have performed relative to their sectors. It outlines the wide variation in returns across different Investment Association sectors and shows how comparing funds against sector averages can highlight differences in performance that may not be immediately apparent without regular data review.
Summary:
This feature explains how the use of independent performance data and sector comparisons can provide a clearer understanding of fund results over time, supporting more informed assessment of whether current holdings remain aligned with an investor’s objectives.
2. The Biggest ESG Funds Reviewed: How Have They Performed?
ESG funds continue to attract substantial attention from UK investors, yet their long term results differ considerably. This report reviews the largest ESG funds and compares their performance with sector averages over one, three and five years to assess how they have fared relative to wider market peers.
In this article:
The analysis shows that while some ESG funds have delivered competitive returns, others have trailed the broader sectors they sit within. The article highlights how relying on an ESG label alone can overlook meaningful differences in performance and explains why these funds benefit from the same level of comparative assessment as any other investment option.
Summary:
This report provides a clear, data led view of how the largest ESG funds have performed across multiple timeframes, helping readers understand which funds have delivered stronger sector relative results and which have not kept pace with the wider market.
3. How Portfolio Reviews Reveal More Than Just Performance
A portfolio review extends well beyond assessing recent returns. This article outlines how a structured review can highlight areas such as duplication, changes in portfolio risk, cost variations and shifts in fund approach that may not be immediately visible from headline performance alone.
In this article:
The analysis explains how multiple funds within a portfolio can sometimes hold similar underlying positions, which may limit diversification and increase overall costs. It also sets out how reviews can identify changes in how funds are managed over time and assess whether a portfolio continues to reflect its intended risk profile. These insights provide a clearer picture of how a portfolio is functioning beneath the surface.
Summary:
This feature demonstrates how detailed reviews can reveal structural characteristics that influence longer term outcomes and why periodic assessment can support a more informed understanding of how effectively a portfolio is operating.
4. Getting Risk Right: The Key to Smarter Investing
Selecting an appropriate risk level is a central part of constructing an investment portfolio. This article outlines how risk alignment forms the basis of a well structured strategy and how mismatches can influence the balance between potential growth and fluctuations in value over time.
In this article:
The analysis explains how a portfolio’s risk level can shift naturally as different asset classes grow at different rates, causing its original balance to change if not reviewed periodically. It highlights how this drift can alter the overall structure of a portfolio and why understanding these shifts is important when assessing long term suitability. The article also sets out how risk assessment provides a clearer framework for aligning an investment approach with an individual’s objectives and capacity for loss.
Summary:
This report offers a straightforward explanation of how risk alignment works in practice and outlines the factors that help determine whether a portfolio continues to reflect the level of risk an investor intends to take.
5. The Best Performing Funds of the Past 10 Years
A decade of performance can provide a useful measure of consistency over different market conditions. This article reviews the funds that have achieved the strongest cumulative returns over ten years and compares their results with the averages of their respective sectors.
In this article:
The analysis shows that several global equity, technology and commodity focused funds have generated substantial long term growth across the past decade. It also outlines how factors such as a clear investment approach and stable oversight have supported the ability of these funds to maintain competitive sector positions over extended periods.
Summary:
This article provides a long term view of fund performance, helping readers see which funds have demonstrated durability over multiple market cycles rather than relying on short term trends.
6. Royal London Fund Performance Review
Royal London is a well established fund provider with a broad presence in the UK market. This review assesses the performance of each Royal London fund over one, three and five years, comparing results with their respective sector averages to determine how competitive they have been over the periods analysed.
In this article:
The data shows a wide variation in outcomes across the range. Some Royal London funds have earned strong Yodelar ratings based on their sector relative performance, while others have consistently delivered returns below the levels achieved by stronger peers. The article highlights the funds that have maintained the most competitive results and provides clarity on those that have not matched sector progress.
Summary:
This feature emphasises the importance of evaluating each fund individually, demonstrating that brand familiarity alone is not a reliable indication of long term performance.
Fund Manager League Table
The Fund Manager League Table ranks more than 70 fund management brands based on the proportion of their funds that have achieved consistent top quartile performance over 1, 3 and 5 years. Using data from almost four thousand funds, the report highlights fund houses with a strong record of competitive performance and those that have a higher concentration of weaker funds.
Key Insights:
The data shows that several well known providers maintain a strong proportion of high rated funds, while others have a significant share of one and two star funds. This provides a clear benchmark for investors seeking to understand fund house quality across their full range of offerings.
Summary:
The league table provides an objective, data driven comparison of leading fund houses, helping investors identify those that have produced strong long term results.
Sector Averages Report: IA Sector Performance Rankings
The sector averages report ranks all fifty five IA sectors by their average return over multiple timeframes. This analysis provides a clear view of how different regions and asset classes have behaved over both short and extended periods.
Key Insights:
The report highlights which sectors have delivered the strongest results and which have lagged, supporting more informed asset allocation decisions. It offers a useful benchmark for evaluating whether a portfolio is aligned with market trends or overweight in underperforming sectors.
Summary:
This section provides a clear sector level overview that helps investors position their portfolios more effectively in line with evolving market conditions.
Performance and Sector Ranking Tables
This section provides a comprehensive overview of fund performance across every IA sector. Each fund is ranked by its 1, 3 and 5 year performance relative to its sector, accompanied by its Yodelar rating.
Key Insights:
The tables highlight the funds that have consistently outperformed sector averages and those that have not. For investors reviewing their holdings, this data enables direct comparison with competitive alternatives within the same sector.
Summary:
This report supports evidence based fund selection and allows investors to identify both opportunities for improvement and areas of potential risk within their portfolio.
Download the Latest Investor Magazine
To access the complete data, fund comparisons and in depth analysis featured in this edition, download your copy of the Yodelar Investor Magazine. It provides the full insight required to assess fund performance, identify inefficiencies, and strengthen long term portfolio structure.
