The Latest Edition of the Yodelar Investor Magazine

• This edition includes updated performance data, sector rankings, and Yodelar ratings for more than 3,000 UK-regulated funds.
• The best funds report identifies those that have consistently outperformed their sector peers over 1, 3, and 5 years.
• The sector analysis report ranks all 55 Investment Association sectors by performance, with European Corporate Bonds leading over the past 6 months.
• The fund manager league table, based on over 4,000 funds, ranks 100+ fund houses by the proportion of consistently top-performing funds.

This edition equips UK investors with expert insights and practical analysis that support more efficient and evidence-based portfolio decisions. From assessing the quality of financial advice to identifying consistently strong fund managers and fund providers, this edition delivers the clarity investors need to challenge inefficiencies and pursue stronger long-term results.

Each article is built on detailed fund data and sector-relative comparisons, helping investors uncover the underlying drivers of outperformance - and the hidden risks that can erode returns. Whether you’re reviewing a current portfolio or seeking to refine your investment strategy, this edition provides a valuable resource to guide your decisions.

What's Featured In The Latest Magazine?

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2. 1. How Good Is the Portfolio You Were Advised to Invest In?

3. This report analyses the quality and efficiency of portfolios constructed by financial advisers and wealth managers. While many portfolios are deemed 'suitable' under FCA guidelines, far fewer are structured to deliver consistent sector-beating growth. This article explains why that distinction matters.

4. In this article:

5. We explore how portfolios built without robust fund filtering, performance modelling, and cross-sector benchmarking often fail to deliver on their potential. The report compares hundreds of real investor portfolios to market-leading alternatives, revealing how poor fund selection, overexposure to certain regions, and lack of rebalancing can lead to significant underperformance over time.

Summary:

This article provides a practical framework for investors to assess the efficiency of their current holdings and evaluate whether their adviser’s recommendations are truly working in their best financial interests.

2. 2. The Hidden Cost of Bad Fund Selection

Small differences in performance compound dramatically over time. This report demonstrates how consistently selecting lower-performing funds—even by a margin of 1% or 2% per year—can translate into tens or even hundreds of thousands in lost portfolio value.

In this article:

Using a sample of over 4,000 UK-regulated funds, the analysis compares the returns of top-rated funds to their lowest-rated counterparts. It quantifies the long-term cost of poor fund selection across various portfolio sizes and timeframes, making the case for why data-led fund analysis is essential.

Summary:

This article delivers hard evidence of how damaging underperformance can be—particularly in long-term portfolios such as pensions and ISAs—reinforcing the importance of due diligence and independent research when selecting funds.

3. What Makes a Great Fund Manager? Traits of Consistent Outperformers

Fund performance is often attributed to luck, timing, or short-term strategy. This report digs deeper, identifying the consistent behavioural and structural traits found in fund managers who deliver long-term outperformance.

In this article:

We analyse thousands of funds to isolate the managers whose funds consistently rank in the top quartile of their sectors across multiple timeframes. The findings reveal shared traits including low turnover strategies, strong internal investment culture, alignment of incentives, and clarity of investment process.

Summary:

For investors looking to build sustainable portfolios, this article offers a valuable blueprint for identifying fund managers with the structure and discipline to repeatedly outperform, regardless of market conditions.

4. 4. Fidelity vs Vanguard vs BlackRock: Who Performs Best?

These are the UK’s three largest fund providers—but does size translate to performance? This report compares the funds of Fidelity, Vanguard, and BlackRock to assess how each stacks up in terms of long-term return consistency.

In this article:

By applying Yodelar’s performance rating methodology, we analyse over 200 funds from these providers to identify which have the highest proportion of 4 and 5-star rated funds. The report highlights both the high-performing areas and those where reputational weight masks persistent underperformance.

Summary:

This comparison equips investors with the facts they need to choose providers not by brand strength, but by consistent fund quality and proven results across sectors.

5. 5. Fundsmith Fund Review

Terry Smith’s Fundsmith Equity is one of the most popular funds in the UK—but how does it perform in today’s market? This article evaluates all three Fundsmith funds across multiple timeframes and compares them against their sector averages.

In this article:

The review breaks down Fundsmith Equity, Emerging Equities, and Sustainable Equity funds, analysing each over 6 months, 1 year, 3 years, and 5 years. The findings offer clear insight into whether the funds have maintained their edge, where they rank in their sectors, and what investors should watch going forward.

Summary:

This analysis separates perception from performance, helping investors understand whether Fundsmith continues to justify its reputation as a core portfolio holding.

6. Fund Manager League Table

6. The Fund Manager League Table report offers a data-driven ranking of UK fund management brands, based on the proportion of their funds that have consistently outperformed sector peers over 1, 3, and 5 years. The report is compiled from an analysis of almost 4,000 funds and over 100 fund management brands, it uses Yodelar’s performance rating system to highlight which fund houses have the largest proportion of top performing funds and which have the lowest.

7. Key Insights:

8. The report shows how Artemis and Legal & General rank highly due to a large share of 4 and 5 star rated funds. In contrast, many widely recognised brands, including Rathbones and Hargreaves Lansdown rank among the bottom with a high concentration of underperforming funds.

9. Summary:

10. The Fund Manager League Table serves as an essential resource, offering an unbiased ranking of fund management brands based on objective performance data, aiding investors in distinguishing top performers from those with lower rankings.

11. 7. Sector Averages Report – IA Sector Performance Rankings

12. This report provides a comprehensive overview of the average performance of all 55 Investment Association sectors, ranked by total return over 3 months, 6 months, 1 year, 3 years, and 5 years. It serves as a clear indicator of how each sector has performed across different market cycles - helping investors understand prevailing trends, identify opportunities, and assess potential portfolio imbalances.

13. Key Insights:

14. By ranking sector averages across multiple timeframes, the report highlights the sectors that have delivered the strongest returns and those that have underperformed. This analysis reveals how certain regions and asset classes have fared in both recent and longer-term conditions, enabling investors to align their strategies with sectors demonstrating strength or resilience.

15. Summary:

16. The Sector Averages report is a valuable tool for investors seeking to contextualise their fund holdings within broader market trends. It supports strategic asset allocation decisions by offering a sector-level performance benchmark over both short and extended periods.

17. 8. Best performing funds - Performance & Sector Ranking Tables

18. This report is a valuable resource for investors seeking performance based fund selection. By focusing on long-term consistency rather than popularity, it helps identify high quality funds and fund managers with a history of strong performance, supporting more informed and efficient portfolio decisions.

19. This edition includes a comprehensive performance report covering all Investment Association sector classified funds. This report provides the performance data, sector rankings, and overall Yodelar performance ratings across the full UK fund universe, enabling investors to evaluate the relative success of funds within each of the 55 IA sectors.

20. Key Insights:

21. The report highlights the top and bottom performing funds in each sector, helping investors pinpoint consistent outperformers while identifying those that have failed to keep pace with their peers.

22. Summary:

23. This edition provides a powerful tool for investors looking to review and refine their portfolios. With complete visibility across the IA universe, the report supports evidence-based fund selection and helps investors identify the funds that have a history of top and poor performance.

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25. Download The Latest Investor Magazine

26. To gain the most from the in-depth reports, thorough fund comparisons, and insightful investment information, obtain your copy of the full Yodelar Investor Magazine. 

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